Direct Lender Disclosure

Transparency about who we are and how we lend

Creek Lend is a Direct Lender

Creek Lend is a direct lender that makes its own credit decisions and funds loans directly. We are NOT a loan broker, loan marketplace, lead generator, or aggregator. When you apply with Creek Lend, your application is reviewed and processed entirely by us.

What "Direct Lender" Means for You

One Application, One Lender

Your application is reviewed only by Creek Lend. We do not sell or share your application with other lenders.

Faster Decisions

Because we make our own credit decisions, you get faster responses without waiting for third-party reviews.

Direct Communication

You deal directly with us throughout the entire process — from application to funding to repayment.

Data Privacy

Your personal and financial information stays with us. We never sell your data to other lenders or lead buyers.

Loan Details

  • Loan amounts: $2,000 to $10,000
  • APR range: 10% to 10%
  • Repayment terms: 24 to 60 months
  • Loan type: Fixed-rate unsecured personal loans
  • Origination fee: 1% to 6% of loan amount
  • No prepayment penalties

Licensing

Creek Lend is licensed to lend in the states where it operates. Our NMLS number is XXXXXXX. You can verify our licensing status through the NMLS Consumer Access website.

Questions?

If you have any questions about our status as a direct lender, please contact us at support@creeklend.com.